maliy

E-InvoicingSimplified.

Maliy checks every invoice against the UAE's PINT AE standard, delivers it over the Peppol network and reports it to the FTA. Your finance team has one less thing to worry about.

  • PINT AE validation
  • Exchange over the Peppol network
  • Technology partner certified to ISO/IEC 27001 and ISO 22301

Accreditation with the UAE Ministry of Finance: application in progress (as of September 2026). Details

Tax dataPeppolYour systemCorner 1MaliyCorner 2Buyer's providerCorner 3Your customerCorner 4FTACorner 5PINT AE ✓
INV-2026-0041809:41:06

Reported to FTA

Al Noor Trading LLC

AED 48,250.00

Illustrative example, not live data.

The UAE e-invoicing timeline

Check your deadline

Revenue of AED 50M or more

Appoint a provider by
30 October 2026
Mandatory from
1 January 2027

—

days to go-live

Revenue under AED 50M

Appoint a provider by
31 March 2027
Mandatory from
1 July 2027

—

days to go-live

Government entities

Appoint a provider by
31 March 2027
Mandatory from
1 October 2027

—

days to go-live

One platform

Everything the mandate asks for, handled

Compliance is the starting point. Maliy also takes the manual work out of invoicing and shows you exactly where your money is moving.

Comply

Send and receive compliant e-invoices

Every invoice is checked against PINT AE before it leaves, delivered over Peppol and reported to the FTA.

  • Validation before sending
  • Peppol delivery with confirmation
  • Automatic FTA reporting

Automate

Take the manual work out

Turn supplier PDFs into structured e-invoices, route them for approval and post them to your ledger.

  • PDF capture to e-invoice
  • Approval workflows, on desktop and mobile
  • Suggested account and VAT coding

Understand

See every dirham, line by line

Live dashboards for sales, purchases and VAT, down to each line of each invoice.

  • Real-time invoice status
  • Spend by supplier and category
  • VAT breakdown by tax code

Product screens are illustrative examples, not live data.

How it works

How an e-invoice travels in the UAE

The UAE uses a five-corner model on the Peppol network. Maliy runs your side of it from start to finish.

  1. 1

    Corners 1 → 2

    You issue the invoice

    From your accounting system, by file upload or directly in Maliy.

  2. 2

    Corner 2

    Maliy validates and sends it

    Checked against PINT AE, then sent securely over the Peppol network.

  3. 3

    Corners 3 → 4

    Your customer receives it

    Their provider delivers it straight into their system, in a format it can read.

  4. 4

    Corner 5

    The FTA is informed

    Tax data is reported to the Federal Tax Authority, and the confirmation is kept on record.

The platform

Your whole invoice flow on one screen

Know where every invoice stands, what needs your attention and what the FTA has confirmed.

Good morning, Aisha

Overview

This month

Transactions

1,284

+12% vs last month

Needs attention

2

Resolve now

Success rate

99.8%

+0.3% vs last month

PDF captures

318

+21% vs last month

Monthly volume

1,284 of 2,000

Documents used this month

Upgrade plan
64%

Direction

  • Sent742
  • Received542

Document types

Illustrative example with sample data, not live data.

Peace of mind

What you stop worrying about

The mandate brings new rules, new formats and new penalties. Maliy turns all of it into something that simply runs.

Penalties

Penalties include AED 5,000 for each month e-invoicing isn't implemented, and AED 100 for each e-invoice not sent on time. Maliy tracks the status of every document, so you can see what's pending before it becomes a problem.

Rejected invoices

Format and data errors are flagged before an invoice leaves your business, not after your customer's system rejects it.

FTA reporting

Tax data is reported automatically for every document, and every confirmation is kept on record.

Audits

A complete, searchable trail of every invoice, change and approval, ready when the auditors are.

Re-keying

Paper and PDF invoices from suppliers become structured data automatically. Far less typing.

Downtime

The platform is operated by our technology partner, whose business continuity management system is certified to ISO 22301.

Under the hood

Serious infrastructure behind a simple experience

The Maliy platform is operated by our technology partner, a Peppol Certified Service Provider that already carries regulated invoice traffic for businesses in Europe and beyond.

our partner's Peppol infrastructure in operation since

2018

our partner's Peppol infrastructure in operation since

network messages our partner carries each month

1M+

network messages our partner carries each month

countries reachable over our partner's network

45+

countries reachable over our partner's network

lower invoice processing costs with e-invoicing, according to the UAE Ministry of Finance, based on other countries' experience

Up to 66%

lower invoice processing costs with e-invoicing, according to the UAE Ministry of Finance, based on other countries' experience

Partner figures as of August 2026. 66% figure: UAE Ministry of Finance

  • Partner certified to ISO/IEC 27001:2022 (information security)
  • Partner certified to ISO 22301:2019 (business continuity)
  • Exchange through a Peppol Certified Service Provider
  • Encryption in transit and at rest

Integrations

Connect the way that suits you

Keep the systems your team already knows. Maliy fits around them.

Connect your ERP

A direct API connection sends and receives e-invoices without leaving your accounting system.

Secure file transfer

Drop invoice files over SFTP. Maliy converts, validates and sends them.

Web portal

No integration needed. Create, send and receive e-invoices in your browser.

Your system, connected

Maliy connects to accounting and ERP systems by API or secure file transfer. Tell us which system you use and we'll confirm the best way to connect it during onboarding.

Deadline checker

When do you need to be ready?

Pick the group your business falls into to see your dates.

Your business

Appoint a provider by

30 October 2026

—

E-invoicing mandatory from

1 January 2027

—

If you're not ready

  • AED 5,000 for each month e-invoicing isn't implemented, including not appointing a provider on time
  • AED 100 for each e-invoice or credit note not issued and sent on time, up to AED 5,000 a month for each
  • AED 1,000 a day for late notice of a system failure to the FTA
  • Penalties apply from your mandatory date, not during voluntary adoption
Get ready with Maliy

Sources: UAE Ministry of Finance; Cabinet Decision No. 106 of 2025.

FAQ

Questions, answered

What is the UAE e-invoicing mandate?

The UAE is moving business-to-business and business-to-government invoicing to structured electronic invoices exchanged over the Peppol network. PDFs and scans no longer count. Each invoice must follow the UAE's PINT AE format, and its tax data must be reported to the Federal Tax Authority.

Who has to comply, and when?

Businesses with revenue of AED 50 million or more must appoint an accredited provider by 30 October 2026 and go live on 1 January 2027. Businesses below that, and government entities, appoint by 31 March 2027. They go live on 1 July 2027 and 1 October 2027 respectively.

What is PINT AE?

PINT AE is the UAE's version of the Peppol invoice standard. It sets out the fields, formats and rules every e-invoice must follow, such as the tax registration numbers of the supplier and buyer. Maliy checks each invoice against it before sending.

What is the five-corner model?

The supplier (corner 1) sends the invoice through its provider (corner 2) to the buyer's provider (corner 3), which delivers it to the buyer (corner 4). Both providers report tax data to the FTA (corner 5).

Is Maliy an accredited service provider?

Maliy's accreditation with the UAE Ministry of Finance is in progress. Join early access and we'll prepare your onboarding now, so you're ready to go live as soon as it's confirmed.

Do I need to replace my accounting system?

No. Maliy connects to your existing system by API or secure file transfer, or you can use the web portal with no integration at all.

Take e-invoicing off your worry list

Talk to our team about e-invoicing for your business, or join early access and we'll prepare your onboarding.